Skip to content
Home
Menu
  • Payments
    • Pay With Hypur
    • Cannabis Payments
    • Cannabis Merchant Account
    • CBD Payments
    • B2B Payments
  • Banking
    • MRB Banking Software
    • MSB Banking Software
    • Get an MRB Bank Account
    • Get an MSB Bank Account
  • Resources
    • Insights
    • Integrations
    • Support
  • Company
    • About
    • Careers
    • Contact
    • Press
  • Sign In
  • Sign Up

Author: John Vardaman

  • Marijuana banking
Open post

Marijuana Banking: The Prospects for Legal Protection

April 30, 2019July 10, 2019John Vardaman

In this article John Vardaman explains the landscape of the current legal protections for those in the marijuana banking industry. As New York considers legalizing the recreational use of marijuana......

  • Marijuana banking
Open post

A Year After Cole Memo Rescission and Marijuana Banking Goes On

December 16, 2018September 18, 2019John Vardaman

On January 4, 2018, then Attorney General Jeff Sessions announced the rescission of the Cole Memo, the document that set out the DOJ’s “hands off” approach to state-legalized marijuana, including…...

  • Marijuana banking
Open post

The State of Cannabis Banking – 2018

October 5, 2018May 20, 2019John Vardaman

According to a report released by the Financial Crimes Enforcement Network (FinCEN) for the period ending June 30, 2018, there are 441 U.S. depository institutions providing banking services… ...

  • Marijuana banking
Open post

Sessions Abdicates His Responsibility on Marijuana

January 25, 2018May 20, 2019John Vardaman

On January 4, 2018, Attorney General Sessions issues a memo formally rescinding years of DOJ guidance, most notably the 2013 Cole Memo, that laid out the federal governments hands-off approach to to state legalized marijuana.…...

  • Marijuana banking
Open post

Challenges and Solutions to Banking Marijuana-Related Businesses

August 15, 2017September 18, 2019John Vardaman

Banking marijuana-related businesses (MRBs) poses some unique compliance challenges. Fortunately, Hypur has developed solutions for them. There is a widely held assumption among financial institutions that… ...

  • Marijuana banking
Open post

Myth vs Fact: The Cole Memorandum & State-Legal Marijuana

May 12, 2017September 18, 2019John Vardaman

Read and download from HERE...

  • Marijuana banking
Open post

Enabling Banking for Marijuana-Related Businesses

May 11, 2017May 2, 2019John Vardaman

The Obama Administration decided as a matter of policy to permit state legalization of marijuana initiatives to proceed without federal intervention, except in extraordinary circumstances......

  • Marijuana banking
Open post

Banking Florida Medical Marijuana Businesses

April 26, 2017May 24, 2019John Vardaman

Regulatory expectations surrounding banking money service businesses are a frequent source of confusion for financial institutions. Many financial institutions are surprised to receive deficiencies and matters… ...

Posts navigation

1 2

Categories

  • Banking
  • Marijuana banking
  • MSB banking
  • Partner Spotlight
  • Payments
  • Press
  • Press Release

Recent Posts

  • What Is Underwriting and How to Prepare for It

  • Stop Chasing Money with Hypur’s B2B Payments

  • 5 Things That Can Ruin Your Cannabis Business

  • The Reality of Federal Cannabis Legalization

  • How to Make the Most of MJBizCon Las Vegas

Payments

  • Pay With Hypur
  • Cannabis Payments
  • CBD Payments
  • B2B Payments

Banking

  • MRB Banking Software
  • MSB Banking Software
  • Get an MRB Bank Account
  • Get an MSB Bank Account

Resources

  • Insights
  • Integrations
  • Support
  • System Status

Company

  • Careers
  • Contact
  • Press
  • About
Copyright © 2019 | Terms and Conditions | Privacy Policy

Joseph Martin

Director of Compliance

Joseph is an experienced AML professional who leads the compliance and banking support functions at Hypur. Prior to joining the team, he served as a BSA Officer and held multiple AML positions at Caesars Entertainment, Kharon, Exiger, and Kroll and served in the U.S. Marine Corps. Joseph founded the Alaska Anti-Money Laundering Roundtable (AART), a professional group comprised of nearly all AML teams in Alaska and all branches of federal and local law enforcement including the FBI, IRS-CI, Homeland Security, Postal Inspector, and State Troopers. He received his B.A. in International Studies from the University of North Texas, an M.A. in Middle East Studies from The George Washington University, and is a graduate of the FBI Citizen’s Academy. He is a Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and carries a designation in Counter-Terrorist Financing. 

Mark Betz

Director of Cloud and IT Operations

Mark joined Hypur in 2018 as Senior Systems and Network Engineer.  Mark’s extensive Microsoft Azure skillset and strategic approach to problem solving ensure the security, stability, and integrity of Hypur’s IT infrastructure. Prior to joining Hypur, Mark worked as a Cloud Services Engineer for Blackboard Transact for more than five years where he oversaw their infrastructure migration to the Microsoft Azure cloud.

Robert Copeland

Director of Underwriting

With a diverse set of professional skills developed across several industries from finance and insurance to hospitality, Robert started at Hypur back in 2015. His attention to detail and over four years of working with some of the most reputable financial institutions in the market made him the perfect fit to shape and build Hypur’s underwriting program. Before joining the Hypur team, he spent several years consulting for small businesses evaluating operational efficiencies, helping business owners see that the biggest changes can come from the smallest details.  

Joanne Moskow

Director of Product

As the product owner for Hypur’s applications, APIs and devices, Jo uses her strategic thinking and experience in leading software and product teams to spearhead new developments in Hypur’s platform and technology. Her impressive career includes 16 years at Apple, progressing to Senior Engineering Program Manager delivering first in the market computers and laptops. She then worked at TiVo for 11 years as a senior manager before moving from California to Arizona, working at a loan and billing Fintech company as Managing Director of Product and Software. 

Hypur uses cookies and other tracking technologies to assist with navigation and your ability to provide feedback, analyze your use of our products and services, assist with our promotional and marketing efforts, and provide content from third parties.
View our privacy policy.