Merchant Processing Fee Calculators

The calculators below will help you analysis the impact of how customers pay and requiring customers to pay the processing fees have on your business. We will compare net sales to account differences in sales and expenses.

Play around with different assumptions to see how the results change. You can even email yourself the detailed analysis.

Compare impact of electronic payments and cash on profits

Compare customers paying processing fees vs the business paying

Understanding your results

Businesses are often shocked to see the effect increasing electronic payments as a percent of their total transactions. Electronic payments (card-based or ACH) have two main economic advantages over cash:

  1. Customers spend 25%+ more when paying electronically
  2. Processing costs are less (often 3-4x less)

Additional resources

  1. How payments can increase profits
  2. Understanding the cost of cash
  3. The economics of customers paying processing costs
  4. How to drive more electronic payments
  5. Detailed calculator for analyzing who pays the fees [coming soon]
  6. Download our Strategic Guide to Cannabis Payments

Have questions about payments or fees?