Empowering Commerce

With new markets emerging and evolving, there’s an urgent need for a solution to the cash-intensive business challenge. That’s where Hypur comes in.

We understand the pressures financial institutions face, and have created tools that give them the data they need, while providing merchants and consumers with a safe, convenient alternative to cash.



Hypur’s integrated suite of products bridge the gap left by core AML/BSA systems, automating manual processes and providing unprecedented data transparency that enables Hypur’s technology solutions address the host of issues that core BSA/AML systems aren’t equipped to handle. We fill those gaps, enabling financial institutions to confidently bank cash-intensive businesses securely and profitably.


Hypur makes it possible to protect against financial crime in highly regulated markets, thereby diminishing the need for categorical de-risking of entire industries and opening the doors to new revenue opportunities.


Hypur is more than a payment solution; it addresses the banking and regulatory concerns that are at the core of the de-risking problem. It’s a sustainable solution that benefits financial institutions, merchants, and consumers, by removing cash from the system.

Purposeful Innovation

Our technology’s innovation is guided at all times by its relevancy to our customers.

Empowering Commerce

Hypur opens up new possibilities for financial institutions, merchants, and consumers.

Revolutionary Mobility

With Hypur, payments don’t require cash anymore.

Security & Compliance

Our security extends beyond our PCI compliant infrustructure, filling gaps based on need.

Hypur's mission is to empower commerce in underserved markets by enabling legitimate banking and financial services to compliant and transparent businesses.

Leadership Team

Our leadership team brings a wealth of banking, payments, financial, legal, marketing, technology and management experience to our company. Together, they turn our mission statement into real-world results. At Hypur, our leaders believe in the impossible and work to remove the improbable.


Christopher E. Galvin
Founder | Chief Executive Officer

"Passion drives our innovation. Excellence is the result."

Christopher founded and served as CEO and Chairman of several public and private companies. He began his career in investment banking – focusing on mergers and acquisitions and structured finance – and has deep experience in corporate finance, hedge fund and private equity strategies. Christopher guides the strategic direction of Hypur, as well as finance initiatives and serves as chairman of the partner team.

Michael J. Sinnwell, Jr.
Co-Founder | Chief Operating Officer

“We need to believe in the impossible and remove the improbable.”

As a leading architect of cutting-edge payment platforms, Michael has developed technology for industry leaders including PULSE® élan, Discover®, MasterCard® and Visa® and has led information technology business initiatives and strategy to develop payment and settlement platforms for all payment types – including credit, debit, prepaid, stored value, ACH, P2P and mobile wallet. Working closely with our development team, Michael drives Hypur product development and manages all operational functions.

David J. Querciagrossa
Co-Founder | Chief Financial Officer

“The true sign of intelligence is not knowledge but imagination.”

David leads the finance and accounting functions at Hypur. With over 22 years of experience in accounting and finance, David has held senior-level finance positions with both high-growth public and private companies ranging from start-ups to $4 billion international enterprises. He has extensive expertise in financial modeling, capital markets, investor relations, and building finance teams, and he is a Certified Public Accountant.

John W. Vardaman, III
Executive Vice President & General Counsel

“The best way to predict the future is to create it.”

John is an attorney with extensive experience in the enforcement and application of federal laws and policies concerning the Bank Secrecy Act, money laundering, and other financial crimes. Prior to joining Hypur, John served with the U.S. Department of Justice for 10 years identifying and addressing threats related to the financial system and national security, and worked for the Department of the Treasury on a range of terrorist financing issues in the wake of 9/11. As Hypur’s General Counsel, John advises on strategy to ensure that Hypur’s offerings are in alignment with legal and regulatory requirements, with the goal of bringing greater transparency to our financial system in a way that benefits both financial institutions and customers.

Andre G. Herrera
Executive Vice President of Banking & Compliance

“The biggest thrill is creating solutions that ‘the followers’ find too challenging to attempt.”

Andre’s broad experience in payment system and banking technology management spans over 24 years and includes the management of complex, large-scale conversions, migrations and new product implementations. He also has expertise in implementing merchant credit card processing programs and ACH, debit, credit and stored value initiatives. Andre leads Hypur’s collaboration with financial institutions on compliance and regulatory issues.

Todd Fuller
Executive Vice President of Sales

“Success is never final. Failure is never fatal. It is courage that counts.”

With 25 years of experience in consumer and commercial banking, merchant processing, and financial institution and municipality sales, Todd is ideally suited to lead Hypur’s growing national sales team. He has a proven track record as a successful personal producer and national sales team leader, and has held multiple C-Level roles in banking and merchant processing and acquiring. Todd is passionate about driving continued adoption and exponential growth of Hypur’s solutions into the marketplace.

Tyler Beuerlein
Vice President of Business Development

“If Plan A doesn’t work, the alphabet has 25 more letters!”

In his role as Hypur’s business development director, Tyler leverages his extensive experience in building brands and managing key relationships and strategic partnerships. He founded and managed a large beverage company prior to joining the Hypur team and was a professional athlete in the New York Mets organization. Tyler’s vision informs the direction of the Hypur sales force.

Jessica Lee
Vice President of Marketing & Communications

“Be impeccable with your word.”

Jessica brings her diverse background in data-driven marketing, sales operations, business analytics and project management to her role as Director of Marketing for Hypur. Jessica has led initiatives for large corporations, start-ups and marketing agencies in the technology and software sectors. She drives strategy to focus on improving the experiences of people through technology.



At Hypur, we’re on a mission to bring the ease and legitimacy of traditional banking to cash intensive businesses and their customers through innovative technology. We create breakthrough banking and mobile transaction solutions that are changing the foundation of how commerce is conducted for some of the fastest growing industries in the U.S. today. Lead the charge with us!

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